Live On or Off Campus, That is the Question

campus life

The college experience changes from college to college. However, I know that most students really enjoy living on campus (for a variety of reasons their parents may not like to hear about). Unfortunately, living on campus is expensive. Dorms (or residence halls) can be quite expensive, and in most cases cost as much, if not more, than college tuition. Not only that, but many colleges also have meal plans that students must pay for in order to eat. Add in the cost of other necessities (like toiletries) and living on campus can put a serious tooth in anyone’s wallet. For many people, the experience of living on campus is priceless, and the friendships formed over the course of a year on campus are long lasting. There’s also some stability available with campus living (no angry landlords to deal with). Although the cost may be a bit higher, the comfort and experience may be enough to drive people to dormitory living.

Make sure you/your child take the time to explore housing options. Many campuses have different costs for different types of dormitories. While having air conditioning and plenty of space is great, don’t be afraid to save money and opt for more affordable housing that lacks air conditioning and has students crammed into rooms like prisoners. Consider where the majority of the student’s classes will be taken. If you or your child are at an extremely large university, entire departments may be on different sides of campus. If you’re studying engineering, it wouldn’t make much sense to live near the humanities buildings. Also, keep in mind the learning environments. Many universities have specific residence halls designated for certain types of majors, freshmen, sophomores, etc. Living with people who have similar interests, backgrounds, or work ethic can be very beneficial.

off-campus life

The campus is great, but often in juniors and seniors, students get tired of living with freshmen and dealing with their RAs. They can also get tired of paying the expensive housing fees that many universities dole out. For this type of person, living off campus is a viable option. The truth is, living off campus can save you or your child a significant amount of money. You have to do it right, but it can be done.

Again, research is paramount when considering off-campus options. Consider proximity to campus. How will you get to class each day? Can you walk or ride a bike? Can you take a bus? Will you need a car or parking pass? How much will gasoline cost? All of these types of questions should be considered. Next, consider roommates. The fact is, while everyone has the story of the roommate from hell, having one can cut costs tremendously. If the rent is $500 a month for one, it’s only $250 a month for two. Using my college math skills, I determined that $250 is less than $500, so I’d certainly be willing to put up with a few dirty socks on the floor or a few roommates’ troublesome girlfriend to save thousands of dollars a year. Please note that when you live off campus, your bills will be different. Be sure to ask the tough questions about utilities. Take the time to understand the terms of the lease. Think about the food. Many people are surprised at how much food can actually cost. On campus, life is secure with all the dining rooms right there, and meal plans are purchased at the start of each semester or quarter. Off campus though, one really has to cook things and consider those costs.

I have talked to people who love to live off campus. They wouldn’t trade it for the world. It is also a big step towards true independence. While living on campus is a great experience, you still have that safety net. If you live off campus, if you don’t pay your rent, you can get kicked out. Students can learn to manage their monthly bills in a way that was not possible before.

Lifestyle changes may also need to occur. Where previously one could roll out of bed and get to class in 5 minutes, that person now must consider the time it takes to get to class from the off-campus location. If you rely on a bus, being late is no longer an option. An RA will no longer knock on your door to calm you down, you may have to deal with the police. In the same way, an RA will no longer be able to bother your neighbors over their music, so if it’s ringing at 2am on a Tuesday and you have an exam at 9am, you’ll have to deal with that yourself.

The last option off campus is always to live at…home. Yeah, I know it’s every college student’s nightmare to be stuck at home with their parents. Depending on the families, this can be a great option. Financially, it’s the best of all, because you’re avoiding housing costs entirely. Of course, if you go to school far away, this is not an option, but if you live in the same city, you should consider it. No matter what you decide, make sure you make the college experience your own and enjoy it. Parents, make sure your children experience college too. Consider the finances, weigh the options, and I’m sure your decision will work out (and if it doesn’t, there’s always next year!).